Bank Account

Bank Account

Bank account in Japan


Do you want to open a bank account in Japan for the future? In fact, if you open a bank account in the Bank of Japan, it is necessary to stay in the regular visa (business, travel, study etc...) in Japan. In other words, you can’t open an account if you do not have a visa by reason of regular residence.


Open bank account in China


However, travelers can also open a bank account in China. As necessary to opening a bank account, you must provide the address of the hotel stay and passport. Even if you open a bank account in China safely, you can’t confirm the amount of your bank account. Therefore, you must apply to the online banking service in order to check the amount of your account at any time in your country.


There are two types of the bank account in China. One is that cash card and passbook is provided, other one is that only cash card is provided. It doesn’t matter whether you choose which one, but each bank always offers different services.


You can’t communicate by English at many banks in China, if you don’t speak Chinese; let's go to the bank with your Chinese friends. As a consequence, you will be able to open a bank account smoothly.


Merit of ATM card in China


If you use an ATM card of Bank of China, you can withdraw cash at ATM machine in the country directly in some countries. Of course, it is possible to withdraw cash at the currency of the country in which you live. Exchange rate of the previous day will be applied in that case.


1 RMB account maintenance fee per month will be charged to the bank account of China in general. However, it is not imposed if the deposit amount is very large. And the Chinese government will close the account at any time in the changing circumstances of the country. Therefore, it is not recommended that you leave a huge amount in a bank account.


Most of the Bank of China is state-owned, but there are also some of private banks. China merchants bank is the best one of China private banks. It is a private bank the first in China; it has many branches in local areas of China. China merchants bank is a bank of high trust from the Chinese. If you open a bank account in China, please select this bank account always.


How about Bank in Taiwan?


Anyone opened easily a bank account in Taiwan earlier; however, it has become difficult to open an account every year because of the Anti-Money Laundering now. Bank account in Taiwan will not be closed without special reason, it is no problem to deposit more funds.


Foreigners must have a unified certificate issue in order to open a bank account in Taiwan, this is a tax number required when foreigners advance their economic activities and business in Taiwan. In addition, foreigners must present the two kinds of identification; passport, and one is the identification to be commonly used in home country.

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